Financing with Our Dealership

Bill Walsh Ford-Lincoln takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Trust the Finance Experts at Bill Walsh Ford-Lincoln to Help You Bring Home Your Next Vehicle

Finding the right new or used Ford for your life at Bill Walsh Ford-Lincoln is easy. There is no reason that figuring out your financing can't be easy as well. Ottawa, IL shoppers who are interested in learning more about loans and leases are encouraged to reach out to our team to learn more about our exciting incentives.

Loan vs. Lease: Which is Right for You?

Do you want to eventually own your vehicle outright, or do you like the idea of trading it in for a new model every couple of years? This is just one question you will have to ask yourself when deciding between a loan and a lease. Loans are the way to go if you want to make customizations, such as adding a bike rack to your Ford. You should also go this route if you want to own your vehicle outright eventually and not worry about monthly payments.

Flexible Credit Options

To some drivers, a lease represents flexibility. You can drive a new Ford for a few years and enjoy all of its benefits. When the lease is up, you can decide to purchase the vehicle at a lower price. You also have the option of trading it in for a new model. If you are someone who drives a lot, this may not be the right option for you because there are mileage limitations. If you just need to drive around town and like the idea of not being responsible for selling your car when the time comes, a lease is perfect.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

  1. Bill Walsh Ford-Lincoln

    2900 Columbus Street
    Ottawa, IL 61350

    • Sales: (815) 317-4386
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Get in Touch

  • Contact our Sales Department at: (815) 317-4386
  • Monday8am-7pm
  • Tuesday8am-7pm
  • Wednesday8am-7pm
  • Thursday8am-7pm
  • Friday8am-7pm
  • Saturday8am-5pm
  • SundayClosed