Trust the Finance Experts at Bill Walsh Ford-Lincoln to Help You Bring Home Your Next Vehicle

Finding the right new or used Ford for your life at Bill Walsh Ford-Lincoln is easy. There is no reason that figuring out your financing can't be easy as well. Ottawa, IL shoppers who are interested in learning more about loans and leases are encouraged to reach out to our team to learn more about our exciting incentives.

Loan vs. Lease: Which is Right for You?

Do you want to eventually own your vehicle outright, or do you like the idea of trading it in for a new model every couple of years? This is just one question you will have to ask yourself when deciding between a loan and a lease. Loans are the way to go if you want to make customizations, such as adding a bike rack to your Ford. You should also go this route if you want to own your vehicle outright eventually and not worry about monthly payments.

To some drivers, a lease represents flexibility. You can drive a new Ford for a few years and enjoy all of its benefits. When the lease is up, you can decide to purchase the vehicle at a lower price. You also have the option of trading it in for a new model. If you are someone who drives a lot, this may not be the right option for you because there are mileage limitations. If you just need to drive around town and like the idea of not being responsible for selling your car when the time comes, a lease is perfect.

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Of course, there is more to deciding between a loan and a lease than what is listed above. Connect with a member of our expert finance department to get more details and to make the plan that will work the best for you. We are available online, over the phone, and in person to answer your questions.

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Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Bill Walsh Ford-Lincoln

2900 Columbus Street
Directions Ottawa, IL 61350

  • Sales: 815-317-4386
  • Service: 815-431-6181
  • Parts: 815-434-4800

Finance Hours

  • Monday 8:00 AM - 7:00 PM
  • Tuesday 8:00 AM - 7:00 PM
  • Wednesday 8:00 AM - 7:00 PM
  • Thursday 8:00 AM - 7:00 PM
  • Friday 8:00 AM - 7:00 PM
  • Saturday 8:00 AM - 5:00 PM
  • Sunday Closed
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Dealership Hours

  • Monday 8am-7pm
  • Tuesday 8am-7pm
  • Wednesday 8am-7pm
  • Thursday 8am-7pm
  • Friday 8am-7pm
  • Saturday 8am-5pm
  • Sunday Closed

Parts Dept. Hours

  • Monday 8:00 AM - 5:00 PM
  • Tuesday 8:00 AM - 5:00 PM
  • Wednesday 8:00 AM - 5:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 8:00 AM - 5:00 PM
  • Saturday 8:00 AM - 12:00 PM
  • Sunday Closed

Service Dept. Hours

  • Monday 8am-5pm
  • Tuesday 8am-5pm
  • Wednesday 8am-5pm
  • Thursday 8am-5pm
  • Friday 8am-5pm
  • Saturday 8am-12am
  • Sunday Closed